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What You Need to Know

Medical and Prescription Drug
You have access to various benefit choices — each designed to help you manage your health and budget. Understanding your choices is the first step to making a decision that will help you and your family.

Well-being Programs
We offer resources and tools to help you get and stay healthy. This includes 100% coverage for preventive care and free resources for living a healthy lifestyle. Special programs to help you get great care and save money too, such as Aetna Concierge Customer Service, MSK Direct, 2nd.MD health advisory services, and more.

Vision
Our benefits help pay for eye exams and glasses/contacts.

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Medical and Prescription Drug
You have access to various benefit choices — each designed to help you manage your health and budget. Understanding your choices is the first step to making a decision that will help you and your family.

Well-being Programs
We offer resources and tools to help you get and stay healthy. This includes 100% coverage for preventive care and free resources for living a healthy lifestyle. Special programs to help you get great care and save money too, such as Aetna Concierge Customer Service, MSK Direct, 2nd.MD health advisory services, and more.

Vision
Our benefits help pay for eye exams and glasses/contacts.

Flexible Spending Accounts
Make tax-free contributions to pay for eligible dependent care and health care expenses such as medical, dental, vision, and prescription drug copays, deductibles, and coinsurance.

Long-Term Disability
Take advantage of benefits that provide a portion of your salary in the event you become disabled and cannot work.

Additional Optional Life Insurance
Associates are eligible for up to 3 times their annualized salary in optional life insurance. They can purchase additional financial protection for their family at very competitive prices (subject to the insurer’s underwriting approval). 

Flexible Spending Accounts
Make tax-free contributions to pay for eligible dependent care and health care expenses such as medical, dental, vision, and prescription drug copays, deductibles, and coinsurance.

Long-Term Disability
Take advantage of benefits that provide a portion of your salary in the event you become disabled and cannot work.

Additional Optional Life Insurance
Associates are eligible for up to 3 times their annualized salary in optional life insurance. They can purchase additional financial protection for their family at very competitive prices (subject to the insurer’s underwriting approval). 

Get Your Annual Physical

Even if you feel perfectly healthy, it’s important to get an annual physical for your overall wellness. A physical is an opportunity to check in with your primary care physician on your health, get tips on living a healthy lifestyle, and discuss prevention and treatment options.

Annual physicals allow your doctor to review any changes that have occurred over the last year and encourage healthy choices and lifestyle. Also, your doctor can help identify risk factors that could lead to future health problems and offer expert advice on how to manage them. 

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Even if you feel perfectly healthy, it’s important to get an annual physical for your overall wellness. A physical is an opportunity to check in with your primary care physician on your health, get tips on living a healthy lifestyle, and discuss prevention and treatment options.

Annual physicals allow your doctor to review any changes that have occurred over the last year and encourage healthy choices and lifestyle. Also, your doctor can help identify risk factors that could lead to future health problems and offer expert advice on how to manage them.

Complete an annual physical and get rewarded
Each enrolled associate and spouse/partner may qualify for a $100 ShopRite gift card for completing an annual physical. We also encourage you to take advantage of our well-being activities (e.g., the Aetna Health Assessment and Tobacco Cessation Program), which are important to your overall health.

Complete an annual physical and get rewarded
Each enrolled associate and spouse/partner may qualify for a $100 ShopRite gift card for completing an annual physical. We also encourage you to take advantage of our well-being activities (e.g., the Aetna Health Assessment and Tobacco Cessation Program), which are important to your overall health.

Note: Payment of the $100 incentive for obtaining an age-appropriate physical exam from your physician is not conditioned on you or your spouse providing any genetic information (e.g., family medical history) to your employer or to your employer’s medical plan.

Well-being Programs

Through Aetna, our medical plan administrator, we offer a wide variety of programs and services, from Health Assessments to help you identify opportunities for improvement, to a robust well-being portal that includes health tools, resources, services, and information. This is why we must continue to work together to proactively improve the health of you and your families. This is also why we must continue to invest in our well-being and early-detection programs.

Through Aetna, our medical plan administrator, we offer a wide variety of programs and services, from Health Assessments to help you identify opportunities for improvement, to a robust well-being portal that includes health tools, resources, services, and information. This is why we must continue to work together to proactively improve the health of you and your families. This is also why we must continue to invest in our well-being and early-detection programs.

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Prescription Drug Benefits

When you enroll in a ShopRite medical plan, you receive prescription drug coverage. Your copays are based on the type of drug and where you purchase your prescription. To lower your costs, request generics or use a ShopRite pharmacy or Spotswood mail order for maintenance medications (for conditions that usually require regular use, such as for high blood pressure, heart disease, asthma, and diabetes).

When you use a ShopRite pharmacy or Spotswood mail order for maintenance prescriptions, you’ll get a three month supply for the cost of one!

Who Is Eligible for Benefits?

The ShopRite benefit plans described in this guide are available to full-time, non-union associates and their eligible dependents.

Your eligible dependents include:

  • Your spouse to whom you are legally married. If your spouse is eligible for medical coverage through his/her employer, then he/she is not eligible for primary medical coverage through ShopRite. 
  • Your same sex domestic partner (contact your Benefits Administrator for more details). If your domestic partner is eligible for medical coverage through his/her employer, then he/she is not eligible for primary medical coverage through ShopRite. 
  • Your dependent child(ren) until the end of the month he/she turns age 26. For example, if your child was born March 2, 1998, your child is eligible for medical, dental, and vision coverage until March 31, 2024. 
  • Eligible dependent child(ren):
    - Does not need to be a full-time student
    - Is not required to live with you
    - Does not need to be an eligible dependent on the parent’s tax return
    - May be married or unmarried (your child’s spouse and children are not eligible)
  • Your unmarried children of any age who are permanently and totally disabled physically or mentally for whom you provide financial support. You must periodically provide medical documentation of such disability.